3 Tech Tips for Staying Safe this Holiday Season
Whenever it is possible, pay with Apple Pay, Google Wallet, or Samsung Pay. The reason for this is simple, it is more secure. When you pay with these applications, your credit cards remain masked as nobody can see the numbers or gain access to it. When the cards stay in your wallet, they cannot be left behind by accident. If you leave your phone behind, the numbers are masked so they cannot be procured from the smartphone.
Additionally, as a consumer there are no extra fees to use these applications. Once they are set up, you can access them at any time from your smartphone and they are easy to use. The only drawback to these is that they are not accepted everywhere, however the number of places accepting continues to grow.
Dedicate a single credit card to each task
Providing a select group when reporting to a credit card company might help them find the security breach more quickly. This can help more customers than just you. While we are not responsible for purchases we did not make, those losses are not victim-less. Lastly, specific information can help reduce the likelihood the scam will perpetuate.
Be cautious of suspect emails
Also, if there is a serious issue with your bank or a credit card, they will call you, send a notification through their app or mail a letter. Email is a way your banks and credit card companies will send information about statements, news, new features or perhaps outages, but not things like changing your password, basic access or security issues. So always remember, they may notify you about new security features, but they should never ask you to change your password by clicking on a link.
Staying safe during the holiday season is about more than physical security, it is also about your digital security and especially maintaining your credit. The more aware we are of how people are trying to gain unauthorized access to our information including credit cards, the better protected we will be when faced with a scam.
As always, we hope this information is helpful and stay safe this holiday!